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We're moving to France!

So a few years back we started thinking about retirement. What would we do? Where would we be? Would we buy a holiday home or would we sell up and move abroad permanently? Or neither? Could we afford any of this?

Firstly a quick introduction. We’re a married couple in our 50s, living in Liverpool. I’m a salesman and my wife, Lyn, is a manager for a delivery company. 

We’re not ‘wealthy’, we don’t have large pension pots, we don’t have the much-quoted London apartment we can sell to buy a fully refurbished chateau with the proceeds. In fact, having bought a new house at the height of the property boom in 2006 we are still in negative equity today. I guess, like a lot of people with dreams of moving to France, we regularly did the maths and concluded it just wasn’t possible.

But as time progressed the dream didn’t go away and we talked about it regularly.

Then, at the start of 2018, we decided to stop talking (not as in we’ve fallen out!) and actually do something about it, dig a bit deeper and see what comes of it. If we proved ourselves right and couldn’t afford to do it then so be it. But what if we found a way …. ? What if we really could move to France?

This blog follows our journey from dream to reality. If any of the above strikes a chord with you then please follow us on this journey. We’ll share all the steps along the way from the excitement of viewings to French legal documents. We’d love to inspire others to follow in our footsteps. Please feel free to contact us with any questions or comments.

If you subscribe below we’ll keep you up to date with the latest developments.

All the best

Mark et Lyn

 

Affordable Regions

You'll be aware from our earlier post that we've identified the south west of France as the best for weather (outside of the expensive south of France). We now need to find the best regions within the south west for affordability, especially since we may...

Mortgage Criteria

Over the past weeks we've researched the mortgage offerings from a number of French banks and put in our first application.This was pretty lengthy, with an enormous amount of information required. What came back was unexpected. We have two rental...

French Mortgages

So before we start looking for properties we need to know what we can afford. We're not in a position to pay cash but could get a deposit together for a mortgage. Due to our ages we will be looking at a 10 year mortgage and wow, French mortgages are cheap!...

A Place In The Sun -March 2018

Today we went to our first overseas property show - A Place In The Sun, 2018 in Manchester.We took the train from Liverpool so we could make a day of it. There was a dedicated French section in addition to the more generic services such as tax, pension and...

Research, Research, Research

Time for some research and first we need a wish list, and top of that list has to be location. One of the main drivers for this move is better weather, and as such we don't just want to be moving to a slightly better climate.We've already ruled out...